clee,hi, hubby wrote to creditors,it made no difference,they hounded us. you just have to hang on in there & post for support,you will get there. well done for facing up to the problem x
Nothing stays the same...everything changes..hang on in there!
IVA accepted 31.05.11 and 2 reviews DONE!!! Wow,nearly approaching my third. can't believe how time has flown!
December 2015 - made a one off payment and made a settlement of the IVA!! recieved certificate in May. - all completd and now I can get on with my life
Good luck clee! It's my stepdaughters birthday that day so I'm sure it will be lucky for you!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk