Welcome to the forum. It will depend which company you use as some companies do not ask for up front fees others do ! Most ask for the first months payment to be available on the day of the approval of your IVA !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
If your having difficulties & want some free impartial advise please take a look at www.iva.com read up on some of the reviews & give 2-3 of the a call to get a clear picture of a suitable solution for you.
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X
An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt
I know that Mel's company like you to make the first payment when you return your proposal but that's not set in stone. My own IP asked for the first one but as we had no debit card or cheque book at the time then that was impossible.
We just set up a standing order once approved.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Julie.je wrote:
We didn't pay any up front fees and we had 30 days from our IVA being accepted to make the first payment by direct debit. Good Luck with it all.
ditto [:)]
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi- I have not paid anything to date and was advised ( via Cleardebt) that my first payment will be made within 28 days of the IVA being accepted at the creditor meeting.
Susie
x
IVA Accepted 31st March 2011.
IVA Ends 31st March 2016.