Hi can you tell me if buying a sofa from dfs it would need a experian check? We have just paid a full and final settlement payment for IVA (YIPEE) but are aware that it stays on our records until 6 years (another 15 months) but are in desperate need for a new sofa and would like to pay 15 per month for 36 months on a new one. Can you confirm if this is possible?
I would imagine they would do a credit check, but only DFS can confirm one way or the other. As you have now stopped paying the IVA could you put aside what you have been paying each month until you can walk ino DFS and wave cash under their noses ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Well done on the settlement but you may find that you can't get any credit from DFS at the moment.
Agree with Foggy that it might be better to either put the money aside, or get a relative to fund it if possible?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi thought that would be answer guys and can do the saving it is just the sofa has been on last legs for 2 years so had hoped it was possible but suppose another 4-5 months will have to do. Cheers
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Keep in mind that it can take several weeks too come. So you maybe able to order it with a deposit. If it is ordered it will give you something to work to, and look forward to. Sometimes it can be 12 weeks on order.
I think that they would do the credit check (if they do) as soon as you say you want it, regardless of when you want it or they can deliver it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I actually like DFS and have had quality furniture from them in the past.
It is all down to individual preference at the end of the day.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
