maybe a wee bit offtopic - online banking - a great thing about natwest/ulsterbank step account is transactions are in real time wheras with co op cashminder transactions dont appear for a day and worse over the weekends.
tried halifax cash account and they took 3 days for an online transcation to appear.
Nationwide is real time as well as is Barclays and I do find that so much better.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk