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					JoeB 					
					
															
										
																				 
				Posts:  136  				Joined:  Wed Sep 15, 2010 11:16 am 				
				
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													by 
JoeB  » Wed Sep 15, 2010 11:27 am
						
 
						
																							
																		 
					
					
					Hi Just received my Cert of Completion[:D]  thanks to all here for their support (used to post a lot cant remember my uname so am anewby.  How long does it take for the Credit ref agencies to update your files to reflect the change and should I send a copy to all or will experian suffice as the largest.
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Shining 					
					
															
										
																				 
				Posts:  27019  				Joined:  Thu Sep 20, 2007 8:57 am 				
				
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					Well done on your completion and receiving your Certificate of Completion.  Glad you found the forum to be support. 
 
I would personally send it to all Credit reference agencies asking them to update their records.  
 
Good luck for the future. x
					
					
															
															IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					JoeB 					
					
															
										
																				 
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JoeB  » Wed Sep 15, 2010 11:34 am
						
 
						
																							
																		 
					
					
					Thanks Lesley - apart from Experian who are the other agencies?[?]
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					Declan at DebtFreeDirect 					
					
															
										
																				 
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					Hi Joe 
Congratulations on sucessfully completing the IVA. The main credit reference agencies are Experian, Equifax and Call Credit. 
 
Thanks
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					kallis3 					
					
															
										
										Forum Expert										 
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					Congratulations on completion Joe!
					
					
															
															Sharing from experiences of dealing with debt 
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk  
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
					
										
					TheMatrix 					
					
															
										
																				 
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					Congrats, the 3 CRA's to write to are; 
 
Callcredit Limited 
Consumer Services Team 
PO Box 491 
Leeds 
LS3 1WZ 
 
 
Equifax Plc 
Credit File Advice Centre 
PO Box 1140 
Bradford 
BD1 5US 
 
 
Experian Limited 
Consumer Help Service 
PO Box 8000 
Nottingham 
NG80 7WF 
 
 
28 days is a reasonable amount of time for them to update your file or tell you why they have not done so.
					
					
															
															We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.