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Hammie1

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Post by Hammie1 » Fri Jul 02, 2010 3:20 pm
Hi

As most of you who have been reading my recent posts know that I am fairly new to this site, but find your questions and answers very useful.

Please could someone advise. We currently have the Sky package with multiroom in our children's rooms. Would this be classed as a luxury under our IVA plan and we would have to cancel the subscription - it won't be much of a loss for hubby and me, but kids obviously love it??

Thanks
Sam x
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Skippy

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Post by Skippy » Fri Jul 02, 2010 3:24 pm
You would only be allowed the basic Sky package in your I & E, but if you can make savings from other allowances you can use them to pay for the multi room.
 
 

Hammie1

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Post by Hammie1 » Fri Jul 02, 2010 3:30 pm
Hi

Thanks for your reply. Do you mean the basic sky package you pay for about £49 per month, or do you mean that we keep our sky set up and only get the free channels that you can receive through the box??

Sorry to sound thick - but if I know, I can prepare the children prior, telling them it has to go??

Thanks
Sam
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
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Sol Prior

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Post by Sol Prior » Fri Jul 02, 2010 3:32 pm
Hi
You are usually allowed £21 for Sky - Basic package only no Sport or Movies. However there are other allowances allowed under an IVA - i was allowed £16 per month on entertainment, £50 per month for telephone etc. It is up to you how you spend the money you are not paying in to your IVA, and it may be possible to make savings in other areas, and use those to keep the multiroom.
Last edited by Sol Prior on Fri Jul 02, 2010 3:34 pm, edited 1 time in total.
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Hammie1

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Post by Hammie1 » Fri Jul 02, 2010 3:36 pm
Hi Sol Prior

Many thanks - that's very helpful, you have answered many of my questions in 1 as regards to how the expenditure is roughly split/worked out.

Good Luck to you.

Regards
Sam x
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

Sol Prior

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Post by Sol Prior » Fri Jul 02, 2010 3:54 pm
HI Sam,
You are welcome. Good Luck to you too [:)]
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ThriftyWitch

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Post by ThriftyWitch » Fri Jul 02, 2010 4:21 pm
We only have te basic sky package. We pay £20 per month now and get all the kids channels within that (with exception to Disney Cine which Sky class as a movie channel), im sure multi room is only about £10 per month isn't it? So you could do that out of you entertainment budget and save for the odd day out from the shopping budget![8D]
Trying to be thrifty!
 
 

Pandy

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Post by Pandy » Fri Jul 02, 2010 4:38 pm
I have just looked at my I and E sheet and I dont have an entertainment budget. I am allowed £10 for tv, £10 for Telephone and £10 for internet luckily I have the 3 for £30 from Virgin [:D]
If life is what you make it, I must have been in a strange mood when I made mine
 
 

Charlietill

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Post by Charlietill » Fri Jul 02, 2010 4:56 pm
Hi Sam,

I have a sky package which I pay £38 a month for. It includes the basic package and two multirooms. Because I have two multi rooms I get one for £10 and the other half price. In my income and expendidture I put this dowm and it was not queried. Whether it was taken off another allowance that I was not using I don't know.
Hope this helps
Mim
 
 

rayb

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Post by rayb » Fri Jul 02, 2010 4:57 pm
I am guessing it must depend on who you are with and what the allowances are but I am surprised Charlietill that you get the full Sky amount but as you say it must come off somewhere else
 
 

kallis3

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Post by kallis3 » Fri Jul 02, 2010 5:04 pm
We're allowed the basic package and everything else is funded by the daughter and savings from allowances.
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The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Hammie1

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Post by Hammie1 » Fri Jul 02, 2010 5:09 pm
Hi all

Many thanks to each and everyone of you for your replies.

Regards
Sam x
F&F accepted 12/8/13 - Awaiting Completion Certificate :-)
Thanks to everyone for your support. Could'nt have done it without you.
 
 

plasticdaft

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Post by plasticdaft » Fri Jul 02, 2010 11:04 pm
Put it down and see what they say,thats all you can do.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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