I hope that we will be able to help you on Monday Cuzzy, and if you decide on proposing an IVA and if this is a suitable solution for you we will be meeting up fairly shortly.
Can agree with all above. Mels team are brill and on the ball.
Defo no worries so dont feel nervous as once you speak with them on monday you will feel so welcome and wondering why on earth you was all jittery!! All the best.