Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Julie wrote:
Well done Lincoln_Guy....what will happen if you can't opt out of the pensions scheme?
My IP didn't say, - he just asked me to provide documents showing whether I can or not, - I'm presuming that I can opt out of the premium scheme I'm currently in and opt into the "standard" scheme and that will be good enough.
Its a pity their asking you to do that as I believe its important to have a good pension in place. As you say the standard one will be good enough and maybe you can revert back to the premium scheme post IVA.
Have a lovely relaxing evening, I'm sure you need one after today's events.
MelanieGiles wrote:
Your IP should be resisting this on your behalf. A basic pension is generally allowable so long as you are only making minimum contributions.
Hi Melanie, - I think this is the gist of what my IP's trying to tell me, - I'm currently in a premium pension scheme, - he wants me to provide evidence of the savings if I opted into the basic scheme (I'm a civil servant and he seems pretty knowledgable about the types of pension scheme available to me)
Well done Lincoln Guy and RooRoo glad to hear everythings gone ok for you both. Mine too was accepted. I feel so relieved now as Thursday evening my emotions were everywhere. Now Ive had time to think about it and come to terms with it I feel like a huge lead weight has been lifted off my shoulders!! How do you both feel? Also all the phone calls have stopped instantly which is a huge relief not have to worry everytime the phone rings!!
I would just like to say this forum has been a god send to me, I have been reading all your posts for weeks now and it has certainly helped me through this. I havent posted anything much until now but now maybe I will be a regular contributer! Thanks to everyone xxxxx
So glad you have had a good weekend unhappygirl -perhaps time to think of a name change?
We look forward to hearing from you - you will be an asset to the forum and your experience will be invaluable in helping other posters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
