Neither of us took control of the finances and thats why we ended up in a mess. Now I'm the one who has taken control of the finances but hubby is the one who talks to our IP most of the time. Don't know why, but I'd get the feeling they'd chop my head off! Silly I know, but I used to get that feeling if ever I saw the bank manager! I've only just started talking to our IP after having our IVA since May 08 - I got a pleasant surprise and found their not monsters after all!
By the way, we share the cooking x
Last edited by Trickles on Fri Oct 23, 2009 10:19 am, edited 1 time in total.
Thank you Pennyless! I do look at my boys with immense pride, they are gorgeous, healthy, well rounded children. They are all doing well at school, my 12 year old is working on GCSE exam level maths already so let's hope he can do the finances!
It has all just made me realise how materialistic I had become, not a good quality.
Also, maybe I'm a bit of a spoilt only child too and I would never let anyone in my kitchen either. When I had my 3rd, I came back from hospital 2 hours later and cooked dinner- I really do need to talk to a professional!!!
Nicinamess I think all of us are guilty at times of thinking how bad we have done instead of looking at the positive side of our lives, but then again i suppose thats what debt does to us.....but hey we'll get out of it eventually.
I came into this world with nothing and still have most of it left!
I am catering manager,finance director, logistics co-ordinator, head of housekeeping, P.A. to a 9yr old, head cheerleader, mum, dad adn best friend to 2 children and somewhere I fit in a full time job!!!
Glad you are finding the support you need at this difficult time. I can imagine after the inital shock a situation like this can make a marriage stronger. My ex husband and myself were often good in a crisis just everyday living with me that he couldnt hack!!!
Back to square one but what dunt kill you makes you stronger!!
Ladyh, you are a lovely, lovely person. Your comments always make me see that I'm not the only person like this and make me feel better. Thank you xxx
I thought of you last night when I brought the basket of logs and coal in from the garage, we love a fire going in the evening and cuddling up on the sofa to watch a film. Things like that make life special, not the handbags and shoes in my wardrobe. Anyway, those 'things' that I bought will have to last me now, regardless of fashion, I have cancelled my 'Vogue' subscription and will just be me!
I am a big Francophile, the French have a saying- "Elle est bien dans sa peau", "She is well in her skin" and modestly allowing, this is how I want to be! I need to just look forward now, what's done is done.
Great stuff, Nic, and good luck to you, it sounds like you deserver it. I've been in my IVA since April and it's a real cleansing process. I spend a lot more time with my family, been drinking less and taking more exercise; overall I feel a lot better about myself.
I, too, am a Francophile, and as they say, "Après la pluie, le beau temps" ("After the rain, fine weather" or, perhaps as we would probably say, "Every cloud has a silver lining").
Debt problems, what debt problems? I'm not in De Thames, I'm in De Nile.
Having just read my last post on here - I meant to say tell him to stick to the cooking! What am I like!
The only time I do anything in the kitchen is when I make a coffee or heat something in the microwave. I leave the rest to hubby!
Used to holiday in the South of France all the time, now it's further afield when we can afford it (Egypt this year courtesy of daughter!)
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
What a lovely daughter you have! I would love to visit. Holidays are so important, time away from everyday routines. I'm desperate for a break, we normally go to Bruges for a short break during half term to do Christmas shopping (lovely shops with unusual gifts that don't break the bank, even with the lousy Euro rate). Just picked my boys up from school and am looking forward to having a week with them- regardless of the country! They want to redecorate their bedrooms and see the Michael Jackson film (I have bred Moonwalkers!) and that's it!
I am hoping that we'll be able to get over to France next year, if money allows. Is it me or do the French have a better outlook on life? I love shopping at the markets over there, buying fresh bread and enjoying the 'family life' that they embrace. All that combined with a diet higher in fat, copious amounts of wine, 2 hour lunches and a longer lifespan. It's the stress that kills you in England! I don't have a close family, I'm an only child and I really think the key to a happy life is support and love from family.
So, thefsg, sounds like you and I are not in De Nile, but going In Seine!!!
I'm an only child as well. Parents have no idea of the trouble we are in. Our Christmas present this year is a new vacuum cleaner as we can't afford to buy a new one, and last years was two new tyres for the car! We just said that there was nothing else we wanted.
Our daughter has two half siblings, so isn't quite on her own.
I am so thankful now that I don't have school age kids.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I must admit holidays in the sun are what I am going to miss the most.[8D]
My parents are taking my son to Florida next year so he won't go without. We haven't told them of our predicament and they are a bit bemused as to why our holidays have stopped. The majority of them did come out of my bank bonuses, which have now dried up so at least we can use this excuse.
We have health problems to blame for our lack of holidays, this year was an exception, we managed to find cheap insurance.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
