Hi everyone im not getting the whole amount to pay sorry............. i owe 30k and have about £168 disposable. It looks like I need to pay £5000 plus vat to company well it get put in as part of it all does this all sound right. Still not sure!!!!!!!!!!
That's for having the IVA but i presume that gets put into the IVA and payments. Also I am worried about my mortgage because my deal run out it was cheaper to stay on the variable rate but if i go for the iva and then rates increase will i be able to get the fixed rate still otherwise it would all be pointless as would then not be able to afford mortage payments. Thanks for your help and advice
You should definately not be paying anything up front to get an IVA accepted. I suggest you try another IP firm - you will find that there are many that do not ask for this.
I'm with Melanie, you should not be paying up front for anything. Have a look around before signing any paperwork. We don't charge any up front fees, and I know that there are other companies out there who don't either.
Also, make sure that you understand fully any charges that a IP is going to make before you enter an arrangement.
For information on IVA's or the other possible solutions, these links could be useful.
**Links removed**
Last edited by chidge on Thu Oct 08, 2009 1:09 pm, edited 1 time in total.