An update on the coop visa debit for Cashminder

Get expert opinion. This is the place for new questions to be posted.
67 posts Page 5 of 5
 
 

JSmith9114

User avatar
Posts: 18
Joined: Sun Jan 27, 2008 4:38 pm
Location: United Kingdom

Post by JSmith9114 » Tue Sep 01, 2009 9:58 pm
sjbyron wrote:

Ive just spoke to Coop and the man on the phone said I had no call back booked and the lady I spoke to was wrong the card number is Visa Debit not electron, and its the merchants that are wrong not them, however having looked on the visa website it states that 450875 IS an electron number
Has anyone heard any more from Co-op on this card issue?

James
IVA DONE!
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Sep 01, 2009 11:12 pm
I think the majority of people on here who have Co-op cards have been quite happy with them and have been able to use them without any problems.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

carrie

User avatar
Posts: 165
Joined: Fri Apr 10, 2009 12:11 pm
Location: United Kingdom

Post by carrie » Wed Sep 02, 2009 7:23 am
I spoke to them about a month ago and they said they would only replace cards at renewal time or if it was lost of damaged.
As I've had no trouble using mine I think I will keep my electron.

I am getting quite brave, assuming places will accept it now without spending a few furtive minutes casing a shop to see if I can see the appropriate sign in their window.

After many years with a variety of cards to choose from and juggle my debts I find it serves as a reminder to the position I am in. Also it gives me a good feeling that the money I am spending is actually mine from an account with a credit balance.
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Wed Sep 02, 2009 7:41 am
Carrie oh so true, I used to be a bit bothered by my Solo card and scan schops for the accepted sign, now I'm more confident, I just get a little bothered when with my brother as he has no idea I've got troubles so normally take cash when out with him x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Skippy

User avatar
Posts: 20720
Joined: Sat Oct 21, 2006 6:08 pm
Location: United Kingdom

Post by Skippy » Wed Sep 02, 2009 8:46 am
I use mine whether the shop has the Electron sign or not and hope for the best! The only time I've had a problem was with M & S online, and I don't shop there very often so it's not a problem!

I've still got the Electron and I'm not bothered about changing it.
 
 

bankbonus

User avatar
Posts: 38
Joined: Tue Aug 04, 2009 12:26 pm
Location: United Kingdom

Post by bankbonus » Wed Sep 02, 2009 11:41 am
I just applied for the account to them on the phone, got the ID cleared and will wait for a letter for other ID checks. The VD card is useful.

The phone operator say there are alot of these IVA applications for this account.
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Wed Sep 02, 2009 12:10 pm
They are very BR friendly as well.

Usually, if you are on the electoral roll, you get approved straight away.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
67 posts Page 5 of 5
Return to “Ask IVA Forum and Industry experts”