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kallis3

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Post by kallis3 » Wed Jul 29, 2009 10:57 am
What did it say in your proposal?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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MRBLUESKY

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Post by MRBLUESKY » Wed Jul 29, 2009 11:09 am
do you mean regarding windfalls jan,if so mine had the £500 clause,like melanie stated.
Last edited by MRBLUESKY on Wed Jul 29, 2009 12:12 pm, edited 1 time in total.
 
 

kallis3

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Post by kallis3 » Wed Jul 29, 2009 11:13 am
Sorry Ronald - I meant Pagan Dave's.

Mine has the £500 clause as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Pagan_Dave

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Post by Pagan_Dave » Wed Jul 29, 2009 11:32 am
I phoned my IP this morning and the lady on the phone said that there are no modifications on my IVA and that my agreed proposal was for my monthly payments only, and nothing has been equired from them when i sent them my final income review.

I have always informed them of pay rises or small bonuses that i have received at christmas time - but my payments always stay the same.
 
 

kallis3

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Post by kallis3 » Wed Jul 29, 2009 12:08 pm
Hopefully then, you will be ok.

Not long to go now and you can breathe again.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

MRBLUESKY

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Post by MRBLUESKY » Wed Jul 29, 2009 12:16 pm
good news dave wont be long now,well done.no problem jan thought you might have meant pagan dave but was,nt sure so answered anyway.
 
 

kallis3

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Post by kallis3 » Wed Jul 29, 2009 12:38 pm
My fault, I didn't make it clear!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

flow13

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Post by flow13 » Wed Sep 09, 2009 2:43 pm
Pagan dave just a quick question - how long were you with halifax before they changed your account to a current with a visa debit card?

Also, is your IVA 100p in the £ ?? I am just asking cos ours is so obviousley our monthly payments don't rise after eash review.
Its now time to start living and to make some some wonderful memories!
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Pagan_Dave

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Post by Pagan_Dave » Wed Sep 09, 2009 3:50 pm
Skint

I think i was with Halifax for about 2 years before they strongly advised that i change my account.

All that i know about my IVA is that i am paying back 40% of what i owe, my payments have gone up twice over the past 4 years due to small pay rises.
SkintSabins wrote:

Pagan dave just a quick question - how long were you with halifax before they changed your account to a current with a visa debit card?

Also, is your IVA 100p in the £ ?? I am just asking cos ours is so obviousley our monthly payments don't rise after eash review.
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