You will get a completion certificate from your IP, I think it's within 3 months.
Your IVA will be on your record for the full six years, but as long as you have things like a mortgage account, bank account, mobile phone account on there, it will help build up your record. Request a copy of your records from the three agencies, Call Credit, Equifax and Experian.
If any of your creditors have defaulted you after the date of the IVA, then you can write to them and ask them to remove the defaults.
However, I wouldn't worry about it just yet. Just savour the feeling of being debt free!
Last edited by kallis3 on Mon Jun 29, 2009 10:28 pm, edited 1 time in total.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
thanks skippy, I remember speakin to u the first time and u cheering me up. thanks everyone, won't believe it, till i have gone through all the paperwork with a fine tooth comb though!
Can anyone give me a little further advice. I heard on 16th June that my FFS had been accepted again, and not had any paperwork yet from BE, or call from my account manager, who I have never spoken too before, is this usual?
Have you paid the money across yet Gill? If so, I would think that then next thing you would get would be your completion certificate.
If not, then I would give your IP a ring tomorrow and ask them what is going on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
