No I am not at all more worried about how I look than the BR itself. It is just the fact that facing a judge and being judged I want to make sure I show I care in everyway about what has happened - cos I care deeply and feel dreadful. Is there stigma? Yes of course there is - and the proof is how some people treat you when they find out. All I know is I have done the very best I can for my children and could not have done anymore. I hope like Steven I will feel a bit better by Wednesday.
Poppyfairy
There's an old zen saying 'Only an empty bowl can be filled'. It means that the moment you think you have nothing left is the moment when growth and progress become inevitable. Everytime you see an empty bowl, think of the potential.
I was wondering how you are getting along - of course you have done your best- you know that and that is all that matters. If other people think differently then they have the problem - not you!
Good luck from me also Poppy and i just reiterate what others have said here you are a shining star and no mistake. I wish you well tomorrow and will send some positive thoughts to you.
Take care and be safe.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
Just a thought on the suit front I think the casual look is better a suit sometimes gives the impression of more affordability so to speak. A remember being on a site once when one of the suppliers turned up in a new Rolls Royce, the only message it gave to me was that his products were to dear.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
Well done Steve - glad it went ok. Viki is an excellent advisor and I'm glad she was able to help you.
Poppy - I am sure you will be ok.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Ill second that Viki was excellent with me, helped me and showed me that Bankruptcy wasnt that daunting as I thought, she provided excellent advice and is an asset to Vincent Bond.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I'm pleased it all went well for you Steven,[:)] and wish you and your wife all the very best for the future...Enjoy being stress free!!.I agree as well about Viki, she is an excellent advisor and a very special and lovely person to boot[;)]..She has helped me so much in the past and has helped so many others on here as well...I will always be grateful to her for all her help and I'm so pleased that she's getting the recognision that she thoroughly deserves...xx[:)]
Good luck for tomorrow,Poppy..xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
She's an absolute star and I'm just sorry she doesn't get as much time to post on here anymore.
She is also one of my best friends.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
