Thank you Gordon Brown for screwing up the economy ! My parents will be losing no interest by lending me the money to clear my IVA !!
I made the offer at the end of March and the variation meeting was today and they accepted !!!
I recently started a new job that I was told would be temp to perm within 4 - 5 weeks. I've now been told that could be up to 6 months and having just had a tummy bug and Easter and looking forward to yet another unpaid day a week on Monday, it's come at the right time.
I'm now celebrating with the bottle of champagne they gave me when I left my old job !!!!
Good luck to anyone else that's thinking of proposing a F&F. Offer at least what you agreed to pay back and they will give it serious consideration.
Great way to start a weekend !!!
[:D]
There's light at the end of the tunnel - it's just that sometimes the tunnel seems so long.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
well done. I am really pleased for another positive outcome. It really has been a fantastic week of celebrations which I am sure has lifted everyone starting or in the IVA journey.
IVA.co.uk The best place for debt advice. Thanks to Melanie Giles, David Mond, David and J (Elv5) Kallis, Dand, Skippy, Andy Davie
Congrats from me to - now keep out of debt and start to budget!!!!
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
No worries there David !!! I can't believe how much my spending habits have changed. I've got a wedding at the end of May and was looking for a jacket, shoes and bag to go with a dress and there was a helpful lady in John Lewis who suggested that because the dress was so long, there would be no point in buying shoes because you'd never see them anyway ! Good thinking I reckoned !
I just want to spend time restoring my credit rating and upgrading my bank account so I can have a Switch card instead of an Electron because not all places take them (silly people !).
Today is the start of my new life !
There's light at the end of the tunnel - it's just that sometimes the tunnel seems so long.