Hi all, Have my bankruptcy meeting tomorrow at 9am will let you know how it all goes. Hopefully will be an end to the last 6 months which have been absolute torture!
Good luck for tomorrow stressed1. Hope it goes ok for you.
You should be debt free this time tomorrow and able to move forward.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good luck from me too. It will be a huge weight off your shoulders and do not worry. The bankruptcy laws are there for ther protection of people in financial difficulties and not as a stick to beat you with. Any client I have ever had petition has been amazed at how nice everyone was and how smooth the process was.
Last edited by Michael Peoples on Mon Mar 30, 2009 3:58 pm, edited 1 time in total.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Its all official. Declared B/R at 11.12....
I do feel relieved yes- its nice to know this horrible chapter has come to a close. The process itself was pretty straight forward and I spoke to the judge for all of 60 seconds..and its not as horrific as you might expect.
I think it might take some time to get my head around going B/R as it was the last resort. And if anyone sees it in the local rag I shall have to deal with that I guess.But I had such a hard time with my previous IP and IVA proposal it did to some degree put me off starting it all again even when I do find employment.
Its taught me some huge lessons. I have had a huge come down in the last 12 months regarding home and employment as most people have but who knows whats around the corner and where I will be in 12 months!
A big thank you to all the posters on the forum for there words of kindness and support over the last 6 months.
I'm glad it went well Stressed1. It does take some time to come to terms with being BR - I felt like I had a cartoon bubble over my head with BR in it, and that when I walked down the street that everyone must know!
So glad that it went ok stressed1. You can close a door on the last few horrific months now and move on.
All the best for the future, and don't forget to come back and let us know how you are getting on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk