Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Can I just say I am not even in an IVA yet but I have developed the twitchy eye over the past month, so much so that my Line manager noticed it and made a comment! Must be the stress......
Ang - please don't worry about your annual review. All your IP want's to know is how much you are actually earning and spending - they are not trying to catch you out or force you to pay money that you cannot afford. The review is just as much for your purposes as the IPs - so just fill the form out honestly and all will be well.
We did the same Ang! I nearly died when I saw how much surplus there was and started panicking that they were going to want loads!
It took a while for it to sink in for me as well.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I was just worried where I was going to find extra money from! Full panic mode set in!
I wished it had have been in the bank!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk