Melanie has made a practical suggestion and if you want her or me to "nudge" GT let either of us know as we know the guy well.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Best of luck Louisa. Let us know how things are going.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Melanie/David - thanks for your offer of help - I shall let you know if that is ok.
Emailed them today proposing a 6 month payment break starting at the end of January (to cover the dead car issue) and to re-contact them at the May with our revised I&E. They said they will draft a proposal to put our Creditors and we have to wait and see whether they accept it bearing in mind there is no guarantee that in 6 months we will be able continue making payments so it's a case of what this space and hope for the best.
Fingers crossed they accpet it then at least we've got 6 months top focus on getting the car back on the road and getting to grips with nipper!!!
Good luck Louisa. I hope it all works out for you with your IVA, the poorly car and the nipper!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
