Hi Kallis
The thing that worries me is if a debt management is worked out for my husband there will not be enough money for an iva for me.
I think our dividend was 17p in the pound. although his debts are nothing compared to mine.
sharon xx
Was that 17p each? If I remember rightly, yours was rejected because you hadn't had the loan long enough?
If so, I would hope that you would be able to do DMP/IVA and then perhaps try for a further IVA down the line.
I am sure your IP will work something out for you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I am with debt free direct she said she will get back to me as soon as she has the paperwork back which will be next week now.
I just cant seem to stop crying today x
Sharon, I'm really sorry, there will be a way forward. Something will have to be sorted to accomodate both payments. Perhaps Melanie will advise as best she can on what might happen. Thinking of you. X
I know this must be horrible for you and the fact that you are not going to hear anything until next week is a right pain. Hang on for Melanie, Ian or Size5, they may be able to give their opinion on the situation. I know that doesn't really help but keep posting and we'll get you through it. X
Your IP should be dealing with this now for you, not next week. And there is no reason why your IVA should not go through if they have sufficient votes. What level of contribution were you going to make on a combined basis?
I have not actually spoken to my ip i think she is just someone dealing with mine.
I think the level was jointly 17p but not 100% on this
just feel im in limbo now wish i had gone with melanie
sharon
xx
