jpj wrote:Hi
Hi Debbie.sl
Im sorry to hear you have had such an awful nightmare with your IVA!
I would seriously recommend you look at using Ian or Melanie to try and sort out your IVA problem! Using an unknown firm you could be looking at "jumping out the frying pan into the fire"
As Melanie says,its not impossible to do another IVA but it needs handling carefully,and you need an IP that can do that.
Melanie is very knowledgeable,as you can see from her 11,000 odd posts,and you could do a lot worse!
My IVA went through at 18p in the £ with debts of £120k,so I agree the 25p in the £ info you got was not strictly true!
Hand on in there and rectify your situation!
Good luck JPJ
debbie.sl wrote:
Good evening everyone
I have been on the forum before, so will briefly outline our problem. We have an IVA with Synergi, our supervisor was Karen Potts who has now left and we have been appointed 2 new supervisors, a Ms Sue Watts and a Mr Gordon Saker. We had some difficulty nearly two years ago with our payments. My husband lost his job etc. To cut a long story short there was no communication from Synergi for about 18 months and in that time we made no payments. We tried consistently to speak to Synergi but to no avail and they never returned our calls. Last November it was agreed between us that we would go through all our debts again and a variation meeting would be arranged. The meeting was scheduled for 3rd April. I rang Synergi yesterday to be told that the meeting had been adjourned, for what reason it has not been made clear. We had agreed that we would keep in regular contact by email as our mail seems to go adrift. We were not contacted to say the meeting had been adjourned. I have tried yesterday and today to speak to Synergi. I eventually spoke to Sue Watts who left me very distressed as she told me in no uncertain terms that the debts were our fault and we would have to suffer the consequences. Our problem has been made worse because we have about 20 debts and I discovered yesterday that several of the debts have been bought by Maxx recovery and they have voted to reject the variation, which at the moment means that they have a large percentage of the vote. We dont own our own property and my husband is self employed so we dont want to go bankrupt.
Any advice would be greatly appreciated because we gave Synergi the benefit of the doubt when we decided to let them continue with our IVA, now we are getting in even deeper water and we dont know what to do.
Thank you
Hi Everyone
Thought I would give you a quick update.
I am now in contact with Melanies office and for the first time in a long time I feel more confident that somehow they will be able to help us.
Tina rang me this evening and spent over 2 hours going over everything with me and was so helpful and reassuring.
There is a lot to do and our case will be a challenge especially as Synergi have made such a mess of it.
Thank you so much to everyone who is giving us advice...this is such a stressful time and this forum has been invaluable.
Debbie
x
dots wrote:Hi Gordon
Hi Debbie, I am with you in reality of the spirit here... My files were moved for the second time with my IP and the last that happened, was he merged with Synergi! ... Everything I have been told and read on here seems to be a light touch to the Synergi experience... add all complaints together and you wonder how Synergi carry on! With me, I can see... True to form... they must have a special training school in lethargy and ignorance!
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