can i stop declaring that i have been in an iva

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adam_f

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Post by adam_f » Mon Jul 30, 2007 8:24 pm
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i have finished an iva
if i take out a mortgage when can i stop declaring that i have been in an iva
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Storm

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Post by Storm » Mon Jul 30, 2007 8:42 pm
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Your credit file will show that you have been in an IVA for 6 years from the start of the IVA.

Most forms will state the relative period ie last 3 years or last 5 years.
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CoverItAll

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Post by CoverItAll » Tue Jul 31, 2007 2:48 pm
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Hi Adam

You need to carefully read the question on the form, and answer it absolutely truthfully.

Some forms ask if you have had credit problems within a certain timescale. Others ask "Have you ever...".


John Tegg
www.asu4iva.co.uk

We will make all your IVA payments for you if Accident or Sickness stops you paying them yourself.
John Tegg
john.tegg@dms4asu.co.uk
http://www.paymentcover.co.uk
STANDARD TERMS for Forum Members for Home Insurance, Self Employed Tradesman's Public Liability, and Short Term Income Protection.
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iva experts

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Post by iva experts » Wed Aug 01, 2007 10:50 am
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An IVA will remain on your credit file for 6 years from the date of its commencement. If they ask you if you have ever been in a voluntary arrangement just be honest and upfront.

Best Regards. IVA Experts
Best Regards,
Michelle Pontes
IVA Experts
http://www.iva-experts.co.uk/
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Oliver

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Post by Oliver » Thu Aug 02, 2007 3:33 pm
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You need to answer the specific question that is stated on the form and it is important to be honest about this. After 6 years the IVA will no longer be recorded on your file.

Best Regards
Oliver

Thomas Charles and Co Ltd.
Experts in personal debt solutions.
Read customer feedback at: www.thomascharles.com/about_us.asp
Best Regards
Oliver
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