Just wanted to drop everyone an update , David , Michael , Melanie and all the others who helped and gave advice re asking for a variation , due to salary being variable and gone down since taking the IVA out in May last year , that I managed to get a reduced dividend from my creditors!!
This will help a lot stress wise , and hopefully if I have a good month , can pay back some of my arrears built up with the bad economy and therefore the original IVA being out of synch .
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk