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					cowpie					
					
															
										
																				 
				- Posts: 26
 				- Joined: Thu Feb 04, 2016 12:31 pm
 				
				
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					Hi all
I paid my final payment into my IVA in May and I await my completion certificate. I want to start building my credit history back up asap and would like to apply for a Vanquis credit card. Can anyone advise if this is sensible to do before I get my completion certificate or should I wait ? I just did an eligibility checker on MSE and it came back with 95% chance my application would be successful. Any advice would be welcome.
Many Thanks
					
					
															
															
										 
				 
			 
		 
				
			 
				
	
		
		
			
				
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					SteveUK					
					
															
										
																				 
				- Posts: 138
 				- Joined: Fri Sep 28, 2012 10:37 am
 				
				
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					Until you get the completion certificate you are bound by the terms of the IVA including getting credit so you need to wait.