Vanquis bank and the IVA register

[Broke of London]

"Skippy the application process does appear a little random,with some managing to gain acceptance prior to discharge and others being turned away,even after discharge,perhaps other things have prevented successful applications,its rather hard to tell."

I wonder if it has anything to do with whether you have a full current account and other things which are reported on your credit file e.g. mobile phone contract, mortgage etc...

[Skippy]

That's a good point. I was accepted for a Vanquis card and I do have a mobile phone contract, current account etc.