Unbelievable

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kallis3

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Post by kallis3 » Fri Apr 25, 2008 12:12 pm
I have just had a call from GE Capital, who are one of my creditors (2 store cards) wanting to see if they could give me some money!

I explained that I had just started an IVA, and she then wanted to know if they could call me in 12 months time! I had to point out that I was in my IVA for 5 years at least. I do wonder if she actually knew what I was talking about!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

louisa.s

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Post by louisa.s » Fri Apr 25, 2008 2:12 pm
i very much doubt it!!![:D]

So far this year I have had my bank offer me 2 loans and one of my creditors (A&L) also offre me a loan referring to the fact that I had successfully concluded my previous loan with!!! Define successfully?!?!?
 
 

Beans on Toast

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Post by Beans on Toast » Fri Apr 25, 2008 2:21 pm
Just got e - mail from Egg, my new statement is ready to view apparently!!!
IVA completed April 2013
 
 

joh71262

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Post by joh71262 » Fri Apr 25, 2008 3:12 pm
I wonder whether you would be able to if you tried though ?

That's one of the advantages I've found, of having the IVA - I get a lot less junk mail than I used to ! My recycling bin has neber been lighter !

[:o)]
There's light at the end of the tunnel - it's just that sometimes the tunnel seems so long.

IVA Complete June 2009
 
 

pm5

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Post by pm5 » Fri Apr 25, 2008 5:16 pm
It beggars belief really dont it ?
It just proves the lack of communication in some of these businesses
 
 

angela18

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Post by angela18 » Fri Apr 25, 2008 5:25 pm
i have just contaced GE money re loan missing pyt (meeting monday). tried to sell me a freedom finance consolidation loan so my credit rating won't be affected!! what are these people on??? adv if she could give me a £63,000 loan interest free.. she just stuttered and adv letters of default would just keep coming until meeting sorted!! thought she might change her mind!![:I]
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

Maz

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Post by Maz » Fri Apr 25, 2008 6:58 pm
I Know what you mean! I have had the same. Letters of offers of loans to consolidate debts etc. And also a couple of Credit Cards offers with limits of £5,000! Obviously these went straight into in to the bin. But these letters are probably from the marketing departments who obviously do not share the same database as the credit checking departments database. So if we did try and apply the details most likely would be past for credit checks.....well you can guess the rest; I presume it would be rejected!!
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