Tyler Morgan Claims Limited

[Skippy]

While I understand that there are some people who can't amend their own credit files I believe the majority can as it's really not that difficult.

On the subject of the newsletter, I would treat this in the same way as I would treat any unsolicited mail - straight in the recycling bin. I think it's shocking that Tyler Morgan seem to be ignoring the MPS and would be interested to hear the reply to Lesley's question.

[lem]

I think you'll be lucky to get one skippy as Tyler Morgan seem to think we are all wrong and aren't willing to comment on incorrect posts.

Mel, as wonderful as your offer to provide 8 stamps for your client on completion and refer them to this company is, please take me off your list, I think I'll stick to my own 'incorrect' methods and clean my credit file up myself when the time comes.

[Shining]

I am still awaiting to hear about MPS but am not anticipating a reply either on/off forum.

[North East Derbyshire CAB]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by TylerMorganClaimsLtd

I think the point here is about the way you are gaining the names and addresses of the people you are writing to. I take your point about not everyone being internet savvy.

Why don't you use a marketing approach as a company and produce a flyer offering your services and distribute this to IP's and ask them if they would like to include this with the completion certificate of their clients. It would be then up to the client if they wanted to contact you rather than you putting mail through my door that I had not requested!

Lesley,

We have a License from the Insolvency Service to use the Insolvency Database.
The post you replied to invites Supervisors to carry out the service for the people they have made a lot of money out of. We await their responses.
The Supervisor's/Trustee's that we act for with open IVA'S/Trust Deeds, offer to correct peoples files, after the arrangements have concluded.

We won't enter into any more postings on this subject.

[/quote]

Hi

A very interesting thread

The use of the Insolvency Service database can be a somewhat moot subject and has been raised on this forum a number of times in the past.

We are not sure if you are still posting on this subject but if so could you expand on how the licence from the Insolvency Service works for the benefit of those who do not understand the mechanics of it all, eg costs and uses etc?

Any such explanation and information could help people who receive contacts as a result of information gained in this way understand the process much clearer and maybe ease any concerns and worry in some cases.

We hope you dont mind us asking on this open forum as we do get enquires from people who have been contacted by companies etc who have got their details from the I/S Register.

Clarity from a licensed user really as to how this all works could be very useful.

NED-CAB

[MelanieGiles]

I don't think that they intend to contribute any more on the forum NED-CAB - but the points you raise are interesting and definitely worthy of response. It is my view that the Insolvency Register should be limited to those who have a need to know - and that should not be for marketing purposes or the sending of unsolicited mailshots.

[plasticdaft]

This license malarky, whats to stop someone without said licence looking up details and mailshotting everyone on there?

Its a public register no?

Paul

[North East Derbyshire CAB]

I don't think that they intend to contribute any more on the forum NED-CAB - but the points you raise are interesting and definitely worthy of response. It is my view that the Insolvency Register should be limited to those who have a need to know - and that should not be for marketing purposes or the sending of unsolicited mailshots

Hi Melanie

Thank you for the positive response.

Its a shame if they are not going to contribute any further (if this indeed turns out to be the case) as it would be useful for an explanation and insight on and as to how the licensed side of things work.

Perhaps there are others on here who use the I/S Public Register in the same or similar way who could respond.

Just to mention that these were and are not loaded gun questions from us as it would just be useful for the procedure to be laid out on the table for all to see.

We are a genuine not profit making charity and stand to gain nothing financially either way on the subject of the I/S Service Public Register as is the same with any other issues we raise.

The subject of the I/S Public Register has been raised and discussed on here on many occasions and we hope that our low key intervention can add a little balance to the proceedings and in turn be of benefit where applicable.

We do see people who receive letters and indeed on occasions it would appear that there has been also follow up contact by telephone as a result of information obtained from the I/S Public Register that can cause concern or unsettle them.

We have seen letters sent to our clients that do look a little official and that can add to the concern and confusion to those engaged in formal debt solutions as recorded on the I/S Public Register.

One could argue that the vulnerable could be more affected by any potential confusion and worry so these are fair points and questions with any improved transparency surely having to be of some benefit.

We are looking at adding a section on our website that explains the I/S Register a little further which would include this area.

There is a certain amount of information available on the I/S Website (see link below) with paragraph 3 in particular giving a little more insight perhaps.

http://www.bis.gov.uk/insolvency/person ... y-register

NED-CAB

[North East Derbyshire CAB]

Hello Plasticdaft

It is true what you say.

However it could be argued that using the register by licence / subscription is more efficient.

One joking way of explaining the above might be to compare a commercialised industrial sea fishing craft drag netting the ocean floor rather than someone fishing with a rod and reel off the end of a peir.

Humour aside, below is the Insolvency Service Website link to information on the Public Register (section 3 could be of particular interest)

http://www.bis.gov.uk/insolvency/person ... y-register

NED-CAB

[MelanieGiles]

The question I would actually like answering is - who actually benefits from the publicity of the insolvency register? Creditor can access details about insolvencies directly from the CRAs - and professionals can have licensed access to the register on a need to know basis, so long as they undertake not to use that information for commercial purposes.

It is ludicrous to me that I can check out whether my next-door neighbour is in an IVA or bankrupt, but I cannot tell whether they are a registered sex offenderor have a criminal record. Who are the more dangerous to society and whose details ought to be nade available on a public register more?

[North East Derbyshire CAB]

Hi

Certainly some food for thought there Melanie

Hopefully & all being well we will be back on here next week sometime on this and maybe other current topics.

Regards and have a good weekend all

NED-CAB

[plasticdaft]

It does seem a little archaic that debtors get put on a register open to all but violents criminals do not. Maybe with this last few years worth of recession and debt becoming more commonplace the time is right to rise up against the law insolvency registers public access.

How powerful are we? The problem is many of us wouldnt want to go public about our debts!!

Paul

[Til]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by MelanieGiles

It is ludicrous to me that I can check out whether my next-door neighbour is in an IVA or bankrupt, but I cannot tell whether they are a registered sex offenderor have a criminal record. Who are the more dangerous to society and whose details ought to be nade available on a public register more?

Melanie you have absolutely hit the nail on the head there - what society do we live in where people who've made mistakes financially are publicly outed but registered sex offenders are not. It's certainly a shameful way for things to work in my opinion.

[Adam Davies]

Hi

I'll second that

Regards

[MelanieGiles]

As Andy knows I have an ongoing project working on this, but it is taking longer than I would like as I am having to mount this on my own with limited resources. Your feedback as to your thoughts of being on the register, and how this has affected you, will be very helpful to my research - I do intend to take this to the top!

[Skippy]

Mel, I know in my case I was on the register a long time ago but I hated it. Logically I know that not many people know about it but I found it intrusive that anyone could find out my details. I choose to be ex directory and on the restricted electoral register yet anyone could find out all my details from the insolvency register.

I was lucky in that there wasn't so many ambulance chasers about then so I didn't get much in the way of junk mail but it was still annoyed when I did get anything. Obviously hubby knew about my BR but what if he hadn't and had opened the letters by mistake - these things happen.

Good luck with your project.