Most creditors will suggest these firms when they find that people cannot be bullied by their regular telephone collection tactics. You may feel that this is because they may feel that they have a greater modicum of control over the direction the debtor takes, probably via a higher monthly repayment than can realistically be afforded, but I couldn't possibly comment........
Regards.
Last edited by size5 on Tue Aug 11, 2009 11:40 am, edited 1 time in total.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
I am absolutely appalled to read that a representative of CCCS advised a client to put down their pets - who on earth do they think they are, and is this with executive approval or are CCCS advisors given an element of personal discretion when discussing cases with clients.
It would be great if someone from that organisation would come on this forum to defend that sort of advice, and I wonder if their paymasters would also concur.
That really makes my blood boil - how dare anyone suggest that an animal should be put down unless it's in the best interest of that animal, i.e. they are suffering?
Pets are part of the family and Dave and I would go without before Harry did.
I'm sure no-one would suggest that anyone put their children up for adoption - although that may sound an extreme argument, to some people (myself included) pets are like children.
I would love to hear the defence for this kind of advice.
Melanie, David said he will, in future, off his clients, obtain names of the officials and, in the case of outrageous "orders" forward those names to you. J
We wouldn't hesitate to put our pets first either.
It's not the first time I have heard mention of people being told to get rid of their pets.
Obviously whoever it was wasn't an animal lover!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I have experienced many horror stories of a similar nature from ruthless, bullying debt collectors, but it is really quite shocking to hear of such "advice" being given from someone who purports to help people with debt problems. That "help" is obviously no help at all.
Disgraceful.
Regards.
Cert DR
23+ years in debt advice
I do not post for anyone other than myself
If my memory serves me well I believe Melanie got livery or costs of a horse throughon an IVA. In view of Melanies comments I telephoned my Vet and to my delight he is making an official complaint to the CCCS - now! We would go without rather than our animals. J
Melanie, Thanx for the reply earlier in this thread. I will certainly use the guidelines they(CCCS)quote when it comes to review.
I have a feeling that when my IVA was being set up, that the figures were slightly manipulated so as I actually had some disposable income.
I am not suprised. I am incredibly saddened that someone in a debt advisory capacity, purpoting to represent the company preferred by the lending institutions, would give such appalling and heartless advice.
Skippy's comparison with child adoption is also concurred with in this household. My Yorkshire Terrier is my baby, and I would beg on the streets before anyone would persuade me to commit murder.
Melanie in my Church, on the Feast of St Francis, we have the blessing of the animals - the Church is full with all types of animal - Max creates when he gets splashed with water at the blesing! J
Skippy.
We had clients who were going for an IVA who were fostering a child and applied for adoption. They feared bankruptcy as it might impact on the adoption and when a particular creditor heard this said 'You cannot afford IT- hand IT back.
I remember that case Michael - and how appalled we were at that particular creditor at the time. Thankfully they are a lender who we don't see very often these days.
