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sturty999
New Member
United Kingdom
13 Posts |
 Posted - 17 June 2009 : 21:12:14
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Good evening
I have just agreed my IVA proposal through ClearDebt and returned all my paperwork. One of my major creditors is Zopa, I am slightly concerened that they will vote against my IVA as they are a social lending site rather than a bank. Does anybody have any experience of dealing with Zopa and IVA's??? and if so what are the chances of them accepting my proposal?? I am looking at paying back 47p/£.
Any advise would be greatly appreciated.
Andy. |
1 month down, only 59 to go! |
Edited by - sturty999 on 17 June 2009 22:13:06 |
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Andy Davie
Administrator
IVA completed.
10918 Posts |
Posted - 17 June 2009 : 21:15:11
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Hi
How much do you owe them and how much is your total debt ?
Regards |
Andy Davie, IVA.co.uk spokesperson and a Debt Advisor
If you need any help or advice about the various debt solutions available please contact me via my website at www.andydavie.com
Author of "Real life IVA stories" and Debt Counsellor of the year finalist 2010 |
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sturty999
New Member
United Kingdom
13 Posts |
Posted - 17 June 2009 : 21:16:41
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Hi Andy,
Total debt is approx £24K and I owe them around £9,500.
Thanks |
1 month down, only 59 to go! |
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Andy Davie
Administrator
IVA completed.
10918 Posts |
Posted - 17 June 2009 : 21:29:21
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Hi
Well they have the casting vote.
Cleardebt are an excellent company and I am sure that they would not put forward an IVA unless confident of success
Regards |
Andy Davie, IVA.co.uk spokesperson and a Debt Advisor
If you need any help or advice about the various debt solutions available please contact me via my website at www.andydavie.com
Author of "Real life IVA stories" and Debt Counsellor of the year finalist 2010 |
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size5
Forum Expert
2616 Posts |
Posted - 18 June 2009 : 09:06:09
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If you have any concerns whatsoever, then feel free to contact me directly, my details are in the experts section on the left. As Andy says, whilst there is no cast iron guarantee of success with your proposal, your advisor would not have put you forward if he or she did not think that you had a good chance of success.
Regards. |
www.cleardebt.co.uk
Read my, occasional, words of wisdom at http://blog.cleardebt.co.uk/author/mike-morgan
Follow my tweets at http://twitter.com/debtmastersize5 |
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sturty999
New Member
United Kingdom
13 Posts |
Posted - 06 July 2009 : 14:54:38
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| Just had the good news! IVA approved at creditors meeting this morning with a yes from Zopa! Now on the road to financial recovery and a MASSIVE thank you to everybody at ClearDebt . . . they have been fantastic. |
1 month down, only 59 to go! |
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Michael Peoples
Forum Expert
4561 Posts |
Posted - 06 July 2009 : 14:56:17
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| Well done to yourself and Cleardebt. |
Michael Peoples | McCambridge Duffy Insolvency Practitioners www.mccambridgeduffy.com |
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MRBLUESKY
IVA Artisan
United Kingdom
1559 Posts |
Posted - 06 July 2009 : 15:05:50
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same from me well done andy and cleardebt that was quick, good luck for the future. |
Edited by - MRBLUESKY on 06 July 2009 15:06:40 |
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lesley_
Forum Expert
31 month\s down 29 month\s to go.
United Kingdom
9644 Posts |
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Helen
Forum Expert
IVA completed.
United Kingdom
6244 Posts |
Posted - 06 July 2009 : 15:23:26
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Aw thats great news and a amassive weight off your mind.
Good luck for your debt free future hun.
xxx |
IVA Completed
H xx
please visit my blog at: http://ladyh.blogs.iva.co.uk
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Skippy
Moderator
United Kingdom
16660 Posts |
Posted - 06 July 2009 : 15:40:28
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| Congratulations to you and Cleardebt and good luck for the future x |
Success is not final, failure is not fatal, it the courage to continue that counts.
View my blog at http://skippy13.blogs.iva.co.uk/
Last IPA payment made 28th June 2010 - it's finally over! |
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kallis3
Administrator
29 month\s down 31 month\s to go.
United Kingdom
36861 Posts |
Posted - 06 July 2009 : 22:52:51
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Just caught up with this - fantastic news for you and Cleardebt. Really pleased for you.
Good luck and keep posting. |
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
29 down, 31 to go.
Jan
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plasticdaft
Forum Expert
United Kingdom
4335 Posts |
Posted - 06 July 2009 : 23:52:59
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| Yup great news indeed. I had never even heard of zopa before this thread!!! |
26 payments down in our protected trust deed. With 16 to go we can start to see some light at the end of the tunnel! |
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Advise please . . . Zopa
