Yay - all approved, my IVA is offical, 60 months to being debt free !!!!!
There were a couple of modifications which didn't really affect things too much and so I'm going to have a nice Christmas this year without the worry of what bills are going to come through the letterbox in January.
Just 60 payments to go, I can hardly believe it, 3 months ago I couldnt see a way out of any of this, and now I even have a date when it's all going to end (provided I keep it all going of course, I know it's not going to be an easy 5 years)
As I have said before, I read these forums a lot, and I want to say thank you and good luck to everybody else who reads and posts on these forums. I will carry on reading and putting up posts now and again to keep people up to date and to say hi
The knowledge of the people on these boards is second to none, and I thank you all for being so willing to share that knowledge and experience
Good luck to all of you and i hope you all have a Good Christmas and New Year.
Jon
x
30th Dec 2015, the day the IVA ends. What a New Year that will be !!