to vanquis or not to vanquis

[plasticdaft]

Just decided to go for it and apply for the vanquis card to help rebuild the credit rating. I will let everyone know how the application goes.

Oh and just reduced my home insurance from £329(buildings and contents),to £155(now with shielas wheels),


and we got a free meerkat toy!!![:D]

Happy days.


Paul

[Niobe]

Fingers crossed for the card Paul and good news for the insurance.

Ours is way more expensive than that but we have made a few claims in the past three years and we have no excess so I'm quite happy to stick with them.

[plasticdaft]

By the sounds of it vanquis will phone to complete the application process so it may take a week or 3 but decided to bite the bullet and apply,if anything it will save the trees as they wont have to keep bombarding me with junkmail!!!

Paul

[ginger3232]

Glad about you house insurance Paul - we find as our house is old, it has a high rebuild cost, and as well as having a (burn) stream in the garden, most on line insurance wont quote on line.

[Niobe]

Ginger, that sounds lovely!!

We have a local nature reserve at the back of the house so not overlooked and it's great for walking the dogs.

[plasticdaft]

We have a large wooded area right outside the back door,fab for doggy walking,unfortunately it occasionally attracts the odd twat with a moto cross bike making a racket(though the police are very keen to stamp this out right away,after a quick phone call!).

Paul

[Pingu]

Hope the application for the card goes well. I did a 'soft search' for a Barclaycard and got a 70-80% chance of being accepted. Im going to wait until the last default has dropped off my credit file before I apply though

You've also reminded me that I need to renew my contents insurance in the next couple of weeks....Sergei the meerkat needs a friend[:D]

[plasticdaft]

I cant stand the adverts with that opera singing **** with the moustache so the meerkats win everytime!!!

Paul

[Niobe]

Same here Paul - I wouldn't do go compare if they were giving the stuff away free as I absolutely hate him!!

Jan loves the Meercats and does have a Sergei toy. Next time the pet insurance comes up for renewal she will go for another one (hopefully a different one otherwise it will be on Ebay!!)

I totally hate the Harveys adverts before Coronation Street - wouldn't go there now just because of that!!

[plasticdaft]

I dont know who they get to watch the adverts to say yes thats a good one as so many of them do nothing but annoy people!!!

Paul

[Niobe]

We both particularly dislike the Wonga ones - there's something quite unsavoury about using OAP puppets to advertise a loan company!!

[dipsy]

My son in law has started to encourage my two year old grandson to say "Look, there's Nanny" when the Wonga ads come on... Needless to say I hate them now too!!!

[Skippy]

I love Sergei! I actually bought one off Ebay as it was cheaper than changing my insurer last year!

I won't be getting another one this year either as I got my car insurance renewal through and as it's only gone up less than £5 a month I won't be changing.

[Pingu]

Totally agree about the opera singer[}:)]

I dont normally fall for marketing ploys...but the meerkats are a stroke of genius lol

New policy has now been purchased and postkat is wending his way to me from meerkovo with a friend for Sergei[:p]

[Niobe]

Daughter had the female one (I forget the name) - Jan's is still in the original packaging in the wardrobe - it might go on Ebay yet!!

Just waiting for pet insurance renewals to come through now.