This happened to us, we got a letter off our IP with a new debt and asked if we were happy for it to be added. We had never heard of the company the debt was with and had included everyone within our original paperwork. We said that it shouldnt be included. Next thing we get a note saying th IP was happy we owed the money and had stuck it in our IVA!!!!!! Ultimately it makes no difference to us if its included it just dilutes the end dividends but it wasnt our debt in the first place...
Well I'm having a blinding week. I received my decree absolute, quickly followed by my certificate of completion, only 2 weeks after FJ received my final wage slip. Might be worth a punt on the lottery(at least I'll be allowed to keep any winnings). Single & solvent whoop! whoop!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Fresh start all round, Dave. My Absolute came through a couple of weeks ago and I am due to get the IVA and defaults off my credit files over the Christmas period -- so 2017 is going to be a whole NEW year.
Best of luck.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Wow! This is fantastic, well done. Our last payment with FJ has left the bank this morning. I hope we don't have to wait too long for cc. Enjoy the road ahead. Good luck x
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE
