We sent our proposal back yesterday and made the first payment. Now awaiting Creditors' Meeting with a mixture of relief and trepidation. Hopefully it will be approved and we can move forward. Spreadsheet is all ready so any changes and I'll have to redo it!
Last edited by anap on Sat Oct 27, 2012 11:36 pm, edited 1 time in total.
I remember when we got our meeting date, and we had everything ready to go. I was working from home that day which is just as well as I was a mixture of both nerves and excitement !
The spreadsheets really help with our budgeting and I shared the budget guide that we use with my in-laws too.
I am sure your meeting will go great when it come round and you can then start to count down the months till the end !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Good luck for the 13th and 14th respectively both of you..it will be upon us before we know it!
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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Relax, put your faith in us to get a good result on the day for you, and if you cannot do that, find things to occupy yourselves with in the meantime - like an autumn spring-clean, clear out the garage, dejunk the house (a great way of earning extra money for Christmas if you put on e-bay!) or start a new, free, healthy hobby such as powerwalking or jogging.
All of these things will make you feel better, and take your minds of a process that is now largelu out of your control.
It will soon be here I suppose. I've updated my spreadsheet almost daily. Accounting for everything I spend takes a bit of getting used to as does not carrying cash in my wallet. Still it was the carefree attitude that got me here in the first place.
