struggling to be positive..

Get expert opinion. This is the place for new questions to be posted.
12 posts Page 1 of 1
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Tue Mar 02, 2010 8:19 am
Well we've missed our 1st payment.. and I could see the 2 year point in a couple of months!! Trying to be positive but it feels like everything crumbling around me!! Theres been more job losses in the North East and I just think when will it end!!
Mel is going to phone this week so hopefully something can be sorted!!

Who said we were out of the recession.. I'm worse off now than when it started
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

Julie

User avatar
Posts: 9503
Joined: Thu Feb 14, 2008 10:56 pm
Location: United Kingdom

Post by Julie » Tue Mar 02, 2010 8:31 am
Oh Angela,

I know how you feel love, when will it ever get better?

I can imagine how scary it is for you missing a payment, especially after you've tried so hard.Keep your faith in Melanie, she will do all she can for you and hubby.

Thinking of you both xx
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Tue Mar 02, 2010 8:45 am
thanks julie.. can't even see a light at the minute.. heads to far up my bum..
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
 
 

rayb

User avatar
Posts: 1288
Joined: Wed Dec 12, 2007 11:15 am
Location: United Kingdom

Post by rayb » Tue Mar 02, 2010 8:49 am
Hi Angela,

I am sending you positive thoughts and I hope things improve for you in the near future.

I should not laugh but your last comment got me [:)]
 
 

Declan at DebtFreeDirect

User avatar
Posts: 1277
Joined: Wed Jul 15, 2009 10:44 pm
Location: United Kingdom

Post by Declan at DebtFreeDirect » Tue Mar 02, 2010 9:08 am
Hi Angela
I hope this gets resolved for you soon.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
 
 

danieln

User avatar
Posts: 179
Joined: Tue Sep 15, 2009 6:09 pm
Location:

Post by danieln » Tue Mar 02, 2010 9:21 am
Hi Angela,

dont worry im sure you will be fine, you have done really well to get that far so im sure you can sort something out!

Good luck!
 
 

Bridgewood

User avatar
Posts: 110
Joined: Fri Feb 12, 2010 1:08 pm
Location: United Kingdom

Post by Bridgewood » Tue Mar 02, 2010 11:29 am
Hi Angela,

Sorry to hear things are a struggle at the moment.

If you do not seem to have the funds avaliable to meet your monthly IVA payments, You should ask your IP to relook at your I&E to ensure the details are all still correct and see what is your best option.

Good luck hope it all works out
Our Website: http://www.bridgewood.co.uk

Bridgewood specialise in helping people deal with their debts and make the most of their financial situation - providing free, no obligation debt advice.

We can also setup a complete range of solutions including debt management plans, IVA and bankruptcy support.
 
 

MelanieGiles

User avatar
Industry Expert
Posts: 47612
Joined: Tue Jan 09, 2007 10:42 am
Location:

Post by MelanieGiles » Tue Mar 02, 2010 2:05 pm
Her IP is already in the process of doing this with her directly.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Tue Mar 02, 2010 2:11 pm
Thinking of you Ang x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Bridgewood

User avatar
Posts: 110
Joined: Fri Feb 12, 2010 1:08 pm
Location: United Kingdom

Post by Bridgewood » Tue Mar 02, 2010 4:39 pm
Hi Melaine,

That is good news and hopefully Angela you are feeling more positive knowing this is being looked into.

Take care both
Our Website: http://www.bridgewood.co.uk

Bridgewood specialise in helping people deal with their debts and make the most of their financial situation - providing free, no obligation debt advice.

We can also setup a complete range of solutions including debt management plans, IVA and bankruptcy support.
 
 

kallis3

User avatar
Forum Expert
Posts: 77172
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Tue Mar 02, 2010 4:42 pm
If anyone can sort you out, Mel will.

Good luck!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

angela18

User avatar
Posts: 2668
Joined: Wed Feb 06, 2008 6:04 pm
Location: United Kingdom

Post by angela18 » Tue Mar 02, 2010 5:04 pm
I know melanie is brilliant, its just me I'm a worrier!!! Thanks for your kind words x
Ang.. 13 payments in.. WOW, thats over 20% paid!! http://angela18.blogs.iva.co.uk/ well here we go

if you wish for a rainbow... then you have to put up with the rain xx
12 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”