We received the letter confirming the 12 additional payments in lieu of a remortgage
The estimated ate of the end of our IVA is now 1st August, 2017. Still a long way off.
The reason it is so long is that we opted to pay some additional payments than my wife relinquish some shares her parents left her. Three payment breaks IIRC (1 month, 1 month and currently in the middle of a 3 month one) and two half payments.
If it wasn't for that cylinder head gasket going it would have been a lot sooner.
Oh well, fingers crossed the worst is over. At least we know what we are doing regarding our equity release clause.
The business practice of even Building Societies and banks are that they don't want to deal with any Iva related matters unless you own them money.HSBC been the 'worse'.
For those of us finished with iva from the past it is a godsend.
Beyond the three years finishing the iva we would have escaped from the lingering issues and be free from it.