Hi again !
can i ask a favour change your name!!
Im so glad you feel better,this forum is very medicinal!!
Good decision to contact Melanie and her team you may be pleasantly surprised what can be done and Melaniie and her team are the ones who can do it!!!!
keep posting remember you are not alone
Ok i'll see if i can get the name changed. I don't know how to do it but i'll sort something.
Melanie thanks i'll give you a call tomorrow.
Gonna go and see if i can get a nights sleep tonight. it's been a while!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks andydavie for the name change. Thanks to you all for the encouraging support and i will keep you all informed of progress. Glad i stumbled upon this forum.
Last edited by indebt on Thu Jul 16, 2009 9:42 am, edited 1 time in total.
Hi indebt and welcome, i'm glad that you have changed your forum name now. Hopefully as you read this you will have already phoned for some advice,I found this site by accident when browsing one day, I wish that I had found it long ago as it would have given me some support for what you are now experiencing. Although I haven't had any dealings with Melanie, David or Andy personally I have observed over the last 12 months the total support and commitment they offer to people who for one reason or another have found themselves in a financial situation that needs help from a professional of which all 3 certainly are. The advice from others on here is extremely comforting and priceless so keep posting and good luck you have made probably one of the best decisions that will hopefully end all your sleepless nights, worry and I wish you well.
Take care and be safe.
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
OK Guys just to let you all know i contacted a very helpfull lady at Melanies offices and poured out all the horrible details. Waitng now for Melanie to get back to me with ideas or hopefully solutions. Great to have the ball rolling and maybe be on the route to a way out of this. I'll keep you posted.
Hi
I can honestly say you are in very safe hands with Melanie and her team. Without their help and the excellent support from everyone on this forum I don't think I would ever have got out of the hole I was in. Thankfully I am back on my feet and things are going very well for me, so I promise you there is light at the end of the tunnel and things will soon start to improve for you. I've been there with those sleepless nights they are horrible, but it will get better for you and you will get back on your feet and once again start to feel good about yourself and life. Hang on in there, keep your chin up, and be positive about the future and Melanie and her team will do everything possible to help you through this.I know how you feel about the family home, but at the end of the day home really is where the heart is, the love and support of your family is all that matters. You will get through this! Good luck mate, and keep posting.
Very best wishes
Mike