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deanno

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Post by deanno » Tue Feb 15, 2011 2:07 pm
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Its been a long road but finally getting to the end. We had to do another year because we couldn't re-morgage, its a part ownership home. We have 2 IVA payments left and then we are clear.Should have been just 1 payment left, this is now my ranting bit. I went onto monthly pay so moved the payment from the end of the month to the beginning, the money is there then. Anyway the bank didn't move the payment forward they moved it back. We never spotted it till the yearly review came in. But we spoke to our I.P and he was happy to let us just catch up at the end. So all being well, April is the last one.

Its hard but worth it in the end. I have friends who have gone bankrupt, they don't know we are in an IVA. I can understand why some people go the bankruptcy route, but i have to admit we have the satisfaction and smile knowing we have paid most of our debt of.

Dean
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Declan at DebtFreeDirect

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Post by Declan at DebtFreeDirect » Tue Feb 15, 2011 2:13 pm
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Congratulations and well done Dean.
Its often a difficult journey with many bumps and twists and turns. Best of luck for everything in the future.

Thanks
Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/
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Michael Peoples

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Post by Michael Peoples » Tue Feb 15, 2011 2:17 pm
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Well done from me too.I am sure you have a hole dug for the first month all your wages are your own.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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kallis3

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Post by kallis3 » Tue Feb 15, 2011 5:02 pm
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Excellent news deanno, congratulations.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Foggy

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Post by Foggy » Tue Feb 15, 2011 5:45 pm
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Good one -- well done !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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flow13

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Post by flow13 » Wed Feb 16, 2011 10:23 am
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Well done. xx
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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