Thank you Julie and Wiggle1 for your wishes!
I am just gobsmacked at how quickly things have happened!

Congrats Helpless!!

I am now off the Insolvency Register!!!!
Thank you Mel!!

Sorry should have updated sooner but I received my Completion Cert on 31/10/13 is was issued on the 30/10/13.That is one amazing IP I have!!

Thanks to all for your kind wishes!!xx

Congrats to you as well then Providence,weren't we lucky to get Mel and her team!!

Thanks a mill Clairemichelle!!

Good God Mel do you ever sleep?
Thank you for sorting it all out so quickly and to your helpful team they are a real asset to you!!
Thanks too Luluj for your kind words!!

Thanks!!
And to you!!

To Mel and her team. I had my variation meeting today and my creditors are accepting payments made to date as Full and Final settlement.I can't thank Mel and her team enough,life has changed dramatically since I started this process and I am not able to maintain my payments due to my partners illnes...

I have found the home care service from British Gas excellent!
We have had issues with our boiler and they always come out to us the same day as I have informed them my partner has Crohns Disease.I have had this insurance for 10 Years and they have never let me down!(touch wood!!)

LOVE IT!!!shall be sending it to all my family really has made me laugh out loud!!
(ps I'm irish)

must admit I LOVE pancakes had them to night as a treat they are one of the few things I cook well!!!!

thank you for your replies.I have a new partner to the business I work in and of course he wants changes,there is no problem with that but he just spends his day staring at all the staff which makes you feel very uncomfortable,he is unhappy with the salaries in the business so its quiet obovious he ...

i was wondering what would happen if I changed jobs and took a job a drop in pay would that mean my iva would fail.Its just that my work situation has changed and my work enviornment has gone from one I have loved for the past 16 years to one I dread going into every morning but all the jobs I have ...

Hi and Welcome to the forum! when my application for my iva was going through I stopped answering my phone as I wasn't very strong at dealing with the calls from my creditors and I didn't make any token payments as it had no affect to my iva being approved. You must inform your IP with regard to you...

best of luck for tomorrow!! you will be accepted, just try to get some sleep as you will need some energy tomorrow to celebrate!!![^]