Thanks for all your advice guys. I am going to persist with this and be proactive otherwise nothing will be done. I got my latest experian credit file yesterday and it shows a score of nearly 900. All the defaults have disappeared any the only negative is the iva which will hamper our chances of get...

No they didn't tell me. It should be between the 1st and 9th as they told me that this months cut off has been missed. Make sure you persist and grind them down otherwise nothing will be done. I hope I am not offending anyone with my comments but this is why these forums are set up - to discuss issu...

Thanks Helena. To be honest after the last few days nothing surprises me anymore and the letter I received from egg just added fuel to the fire. I work in a customer service driven industry and I can't believe with all the advances in technology that these delays still occur and people are waiting f...

Thanks for the reply. I have done this and got a reply from closures saying that a payment needs to be made to the creditors and this can only be done on a certain date each month and this date has passed in July! I have lost faith with the system and this chasing for the closure is actually more st...

QUESTION FOR KAROL AT GRANT THORNTON - I PAID MY FULL AND FINAL SETTLEMENT IN SEPTEMBER 2011 FOR AN IVA THAT STARTED IN JULY 2006. I HAVE CHASED AND CHASED AND CHASED FOR A DATE FOR WHEN I WILL RECEIVE MY CLOSURE DOCUMENTS BUT I AM NOT GETTING ANYWHERE. I WAS TOLD I AM OWED AN REFUND DUE TO THE VAT ...

FULL AND FINAL SETTLEMENT OFFER DRAGGING ON -
I made a F&F offer for £5k back in August and have not heard anything back from my IVA company Blair Endersby apart from a review conducted in October. Getting worried! Will I still have to pay the £5k as since then I have made 4 x £300 payments?

would like to seek advice on making a settlement offer to that is not too high or too low.

The caller would like to know what allowances he is allowed.