Hi All, Just heard from my IP, great news that my my IVA has been accepted!! One modification, someone acting on behalf of egg and barclaycard, has asked for an extra 40 per month. Why is there one company acting for two of my credit cards? Still i'm very relieved, just got to make sure i can afford...

Thanks for all yr replies.
Fingers crossed for tomorrow then, i'll let you know how i get on

Hi All, Just was wandering from everyones experience, what is the likelihood of being contacted during my creditors meeting tomorrow? My IP has said to make sure i'm available for any calls... offering 38p in £. Also the company i am with has taken the first months payment a couple of weeks ago, doe...

many thanks for all your answers, i'll let you know how i get on

Thanks for yr replies, i will let you know how i get on.

Hi everyone,
Good news,i have received my proposal, signed and sent it back yesterday. My dividend is 38.3p in £, in everyones experience is this good? is it likely to be accepted?
Waiting for the meeting date..... Feel like i'm starting to get somewhere now, its a tiring process isn't it!?!

Thanks

Hi everyone, I've finally got confirmation for my new Nat West account today, after 4 weeks of waiting!! So feeling a bit better now. Couple of questions..... My total debt is 36000, my IP is working on my monthly payment being 300, how much of this will actually go to my creditors, as i've seen pos...

My IP is with debt rescue management, i told my IP yesterday that i regularly read posts on this site! thanks, its good to have support, knoweledge and backing from everyone here.

Thanks for your advice. I've read loads of posts on this site and its been really helpful. i will talk to my IP tomorrow

yes i will be leaving home so will be finding somewhere else to live, i will hopefully be able to rent a little flat or something, so if i explain all this to my ip will my iva be calculated on what will happen in a few months time? should i wait till i have left to do my iva? don't know what to do,...

Hi all, I'm in the process of setting up an iva, i've sent all my bank statements, credit card bill etc to my ip, however i'm having trouble proving my bills such as rent, council tax etc. i live with my partner who has all the household bills in thier name, i just give cash every month towards them...

Hi All, thanks for all yr advice, i did take the money out my account...no where to put it though, and still not heard back from Nat West! I rang them, they said they hadn't even received my paperwork, i will try them again tomorrow if i've heard nothing back. Thanks again

Hi Everyone,
I posted all my statements etc off to my IP today, very nervous!! still waiting to hear if i've got a new account with Nat West..., in everyones experience how long do you think it will be until i get a proposal back to sign?

thanks

Thanks for your answers. I have applied to Nat West for my new account on advice from my IP, i applied 3 weeks ago, and sent proof of ID at the begining of last week. Should i transfer my wages that have gone in today to a friends account or is that a big no no? I know these people at call centres a...

I only cancelled my DD's to my credit cards last week and the letters started arriving today, and had 2 phone calls for egg this evening. I haven't received confirmation from my new bank account application yet so i am panicing now. I knew i would have to go through this, just didn't realsie it woul...