Good Luck bombshell, That feeling when it's all over is undescibable font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by bombshell Well done Roberto. I was in a dark place too when I took on my IVA six years ago and I'm two payments from finishing [:)] C...

Well looking back on my early posts on the Forum brings it all back. I definitely was in a dark place. Yesterday I received my Certificate of due Completion ! I cannot thank Melanie and her team enough for all the help and guidance received. If I had to describe my time in the IVA in a single word i...

Brilliant news

Thank you Melanie
I will give it a go

Congratulations Hammie
Have one for me!!!!

Hello Melanie
First of all thank you for all of the help and advice that you and your team have given me over the last four years, it has been an education.
Current contributions are £435 per month.

Good luck Hammie 1

I find this very interesting and yet very confusing. I too may be in a situation where I can make a settlement offer thanks to my sister being in a position to loan me some cash. I believe that I had debts of £52,000. It was agreed that I repay £0.57 in the pound. The figure then owed would be £29,6...

Kat so saddened to hear about your bad luck, in particular your dog, I have a bullmastiff and I`d be gutted if anything happened to him. I hope that your fence gets sorted, and I can personally assure you that you are in good hands with Melanie. Good luck.

Thanks to the whole team, you really came through !

Thank you Lesley

*****UPDATE****** Court date was received to register a restriction on our proprty, 17/02/11. 16/02/11, call from my IP, ongoing talks and discussions between IP and Nat West had concluded. Nat West agree to drop case, we are to pay court costs ! So happy! The last 6 months or so have been a real da...

Thank you Melanie for your reply. It`s the waiting, not knowing, and Court orders arriving that are really giving us stress. We really are in a state of despair, and communication from yourselves is most comforting.

Thank you Michael, I will email them directly.

Andy, the joint debt is &17,000, total debt £50,000, and I am paying £355 per month.