Thanks. When you say notify credit agencies , what do we do, who do we notify and what do they need? Sorry to sound so vacant, haven't a clue!

Hi, My sister entered an IVA just over 3 years ago. With loans from family she settled this early in March with the creditors agreeing to the lump sum offered - now paid. She has had a letter confirming that the variation was accepted but should she also have a certificate of completion? We keep rea...