Just an update. GT have managed to lower my IVA payments for a year so then I can pay my car off. The IVA payments will then be increased after the year. I would like to say Karol in customer services deserves a great big thank you as she was very sympathetic to my issues & she has worked so hard & ...

I cannot see that you need to lose your car hillymic. At worst, GT will need to put forward a variation to the terms of your original agreement - allowing you to pay off the balloon payment via instalments and therefore reducing the IVA payments. It is a shame that this was not considered prior to ...

Melanie, I now know it was not their job to contact finance companies but they did not tell me to ring them & sort it or I would of most definately sorted it out before the IVA was agreed. They just told me it will be fine & will be agreed & sorted with no mention of me to ring them. My main issue w...

Thank you David. Since I have posted on here yesterday I have been dealing with a very helpful woman called Karol. She has phoned me 3 times since & keeping me well informed. She has explained that none of this should be happening & I most certainly shouldn't have to be writing letters to creditors ...

I have recently entered into an IVA with Grant Thornton & I can honestly say I have been taken for a very hard sell!! They assured me that they will contact all creditors when they havent. They assured me that car payments will be allowed to be spread over a longer period so they wrote this into the...