Hiya I've not been around for a while but felt the need to return to my ever trusted friends on here to ask a question and hopefully gain some peace of mind. In short I have been successful in gaining a registered managers position to work in a childrens home. Good stuff... until I filled out my ofs...

Thank you for the replies. I don't have anything at all on my records. Could they decline me based on my past iva even though it's not on my file anymore

Hi everyone
I'm hoping to buy a bed from next using the 0% finance deal. My iva is no longer on my credit file (came off June 15). Does anyone know if they ask the question- have you ever had an iva and if I declare it, what the outcome is likely to be?

Hi. I've completed my iva last year and have dropped off the register this year (may15). I've recently applied for a rental property and I'm undergoing a credit check with homelet. I misread one of the questions, do you have any ccj's.. So answered no. Because technically I haven't at this stage. Bu...

Hi guys. Could you tell me when I would expect my iva to fall off my credit report ? Is it when I first started my iva? (May) or when it was signed off as completed? (July) I'm confused as to which date is classed as the end of the 6th year??? Also will I see my rating increase slightly straight awa...

Hi. I'm very fortunate to have received my certificate of completion two months after my last payment. The 6 year anniversary isn't until may this year but I cant see my name on the insolvency register??? Could there be an error on the I.r? I was under the impression it had to stay on? until the 6th...

Thank you Lesley
I guess I had to have a hiccup at some point- I've been fortunate to have little problem throughout the 60 months. It did put 10 years on me though!

Thank you Lesley . I have just made a payment over the phone and everything is fine. I can't tell you how relieved I am! Thanks for your replies, your all such a great support. Just need it to sink in now!

Thank you Bridgey [:)]. I've been worried sick from 10pm last night. My mistake.. A little to eager to cancel it, but also quite narked with gt and the coop for saying it was fine to do so.
Fingers crossed it will be as simple as you say ))

Thank you struzzo. I've had one sleepless night! I contacted grant thorntons customer service at 6am and they said they can't see a problem but to ring back at 9. Hope your both right! Thanks for the reply

Hi. Can someone please help. Today was supposed to be my last iva payment. I checked with the bank that it had gone out my account. Rang grant thornton to ask if it was ok to cancel the direct debit, they said as long as it had left the bank I could.. Checked my text balance today and its reappeared...

Hi, Im reaching the last year of my IVA. But i've recently been asked by my employers to be aware that i am automatically enrolled onto the pension scheme unless i opt out due to the governments auto-enrolement scheme. I do actually want to start a pension before it is no longer available to me, but...

Hi,
Could anyone tell me if i have a time limit on the 50% overtime contribution i have to make towards my IVA? im with Blair Endesby. I dont want to put my IVA at risk. Thanks

Hi everyone, i make my first iva payment on the 1st june. But i have just recieved my P60 from last year, stating id earnt considerably more than i expected. This was due to working a huge amount of overtime in April to Aug last year. However i do not expect to work any overtime this year so i will ...

Hi thanks for your replies, as far as im aware i dont have the 10% uplift?????? unsure..... will ask my IP. Thank you