Thanks for all the responses. I did think that the advice regarding the DMP seemed all a bit too easy. It stated I would be repaying £347 a month and that my debt would be cleared in 6 years and 4 months. I am currently renting from my parents my dad is in ill health so for as long as possible I wou...

Hi I have got myself in a real state financially for a few different reasons. I have finally realised it’s time to face up to my problems. The worry is actually making me ill now and prescription charges are another expense I really can’t afford! I have been on to the CCCS website and completed the ...