Hi everyone

thank you all ever so much for your kind words for me and my family. I will make contact with my ip 2morro.

Thank you all

Dave

Hi everyone

I am now in the final year of my iva and my final review is due next month (june). we have just had a little baby boy 6 weeks ago and i am just wanting to know how much allowance i have for a child to look after and support.

Regards
David

Hi ll hope your well Just needing abit of advice really Me and my wife moved in our house in 2006. At this point i was already in my iva, when i entered my iva i was living with parents at the time. My wife is not involved in the iva it is only in my name. We are on the verge of seperation and my wi...

Hi Melanie I lived with my parents at the time and they downsized and there was no room for me. At the time the current wife did not know about the iva and she wanted a property as i had no were to live. My Partner had the depoist saved in her bank as i was not allowed/able to get any extra credit. ...

Hi Melanie Thank you for your reply below i have read my propsal on the following issues and i wondered if this covers the property part i mentioned any property that i aquire after the iva date of approval of the arrangement and before the conclustion of the arrangement will be made available to th...

Thank you ever so much for your support really greatfull

Regards
Dave

HI all again he-he Another issue that i dont understand. I am in my last year of iva 13 months to go and i acquired a property in my iva (as i lived withmy parents when it was approved). Now they have told me in year 5 i have to have a valuation on my property to see if there is any equity in my pro...

Hi all hope everyone is well Just wanted some advice, i rang my iva company today and told them i needed another car as mine has packed in they told me today i can miss two payments to buy a car for £1000. They told me that i will have to have a variation meeting what will this involve and my iva wo...

Hi Kallis

What if they wont remove the defaults, as they have to be kept on credit file for 6 years. It just winds me up when i dont know the truth haha

Hi Lesley Thank you for your reply. That is was what i thought and that is why i have been in a right strop over it today haha. I have spoke to the office of fair trading and consumer credit they both couldnt help and passed me onto debt helpline and they told me they is nothing in writing that he c...

Hi my name is David, Hope everyone is well Please can someone help me out with a default question. My IVA started in June 2006 and 5 of my creditors defaulted my credit file in June 2006 when my IVA commenced. However Welcome finance have defaulted my account one year later in June 2007. I challenge...

Hi All hope your all well Please can someone clarify this issue for me please. I am currently in my 4th year of my iva and i have asked the question to kingsgate what happens when i do my valuation. They have informed me that if there is no equity in the property then iva ends and that is that. (in ...

Hi all, hope everyone is well Just replying back to the message above in relation to equity in your property. I have mortgage with my partner and my partner is NOT in the iva with me. i am starting my 4th year of my iva,i was told that the equity will be split as half of he equity is my partners and...

Hi All, hope everyone is well I have just been looking at my credit report and it would seem that from the date i started my IVA, The defaults have been registered on my account ONE YEAR LATER. Is this common with anyone else. I understand that the credit ref agencies will contact the third party bu...

Hi All

Thank you all very much for your fantastic feedback. I think the main thing i wanted to know was how much of my payrise can they take under the rules of a iva. Can they take it all ie the full £200 per month or is it only a percentage.

Kind Regards
Dave