once the dro has ended though they could chase their £568 difference.

I am just confused one minute its fine next minute they are ringing me back to say they could ask for their money

Thats the problem it has already gone through with the wrong amount miriam said the right amount but forgot to change it. Have spoken to CCCS again who have advised me a I could be liable for the difference, which is not making me too happy as they have admitted it was their mistake. Willhave to wai...

Have just spoken tot eh lovely Miriam who can remember I told her the different amount and is going to contact the OR herself. Having read back my topic is was a little dramatic was just panicking over the £568 difference. The CCCS have been amazing to me and I couldn't recommend them enough everyon...

Doesnt this mean I am liable for the difference.
I cant through to the CCCS to ask.

I know I am panicking I just dont understand what this means for me

I have spoken to the offical recievers and they have told me the amount cannot be changed. If I could get in contact with CCCS maybe I wouldnt be so angry but have been trying to ring them since saturday and keep getting a message saying they are busy and to c/b later so havent been able to speak to...

I have been totally screwed by the CCCS in doing a dro. I told them one of my debt amounts was £655 the have inputted £90 as soon as I saw trhe mistake I contacted the IP but was told it had already gone through and nothing they can do. I have been trying to contact CCCS for the last few days to see...

Thank you everyone for the kind words, well for a short period of time things were looking up I spoke to Mike morgan at cleardebt and even though I was on a low income, and had £14000 he gave me the news I could do a IVA.obvisouly depending on whether the creditors agreed You guys will understand th...

God I cant believe this I felt so happy after speaking to Mike in cleardebt he was so great and gave me a glimmer then I get told that I may be losing my job!! so even though I could still make the payments I probably now can't do one and will have to go down the DRO option which I dont want to do a...

I do so hope I will be able to tell people that, am looking forward to that day.

I have only just started on my IVA journey so fingers crossed

Joanna x

Well I am pleased to say I have spoken with cleardebt a fab guy called Mike Morgan and he has recommended an IVA, he is going to try to get one at £110 and the other good news well I am moving back in with my parents tomorrow woo hoo!! lol. Oh I also have had my co-op application accepted so thats a...

Well after reading everything I have seen on the forum I have taken the 1st step and went onto cleardebt site filled in their form and they advised me an IVA was a good idea, well their little questionaire did anyway. I feel good and bad, good that my debt is less than I thought £14,068 and they say...

Well I am sure my story is no different to anyone elses, I am in debt and I cant cope. I have set up numerous payment plans with my banks and other debtors but due to system errors the banks keep getting them wrong, not taking payment, or adding on chargs in error. I am getting letters nearly every ...

Ok but will a DRO affect my career as i know bankruptcy can which is the reason I have not gone down that route.

I know you can't join some professional bodies and such so this will be the main deciding factor not how long it lasts as as long as they are manageable payments thats all I care about

I am thinking of getting either a DRO or a IVA I can do either as one of the debts is with my parents so I am either above or below £15,000. But I am going to start to do my law degree in september so need to know would a DRO affect which careers you can go into like the bankruptcy. I really need he...