Once you have defaulted on your contractual payments and received a default notice this will be registered on your credit file, and will show on your credit file for a minimum of 6 years. Your credit rating will therefore be affected during the term of the IVA and the IVA would be registered on your...

You will need a bank account to do an IVA but it can only be like the one just described nor should it be with any of your creditors. By choosing a bank which is not one of your creditors you ring fence your pay because you control the account your wages are paid into and not a creditor you owe mone...

I set up a bank account with bank of america, but found out where im moving to doesnt have a branch. I want to change accounts to PNC, is this going to be difficult. What do I need to do?...