Thats the funny thing they say no because i work over 16 hours. It is just a vicious circle.

Our iva payments are almost the same as the amount we will loose so we will just live like we have over the past five years. It has been hard especially with three kids but hopefully i can get a new job when my training finishes and my husband is hoping to go to uni in september to be a paramedic. S...

No i work 17 and he doesnt work at all as he is at college full timw and looking after the kids the rest of the time. I have asked if i can increase my work but i am training as well and it doesnt give me enough hours in the day. We are due to finish our iva in june. We only needed two more months a...

It is working family tax credit. I have no idea why it works this way. I think it's because our income is so low we are not at the minimum threshold. We will loose aprox £180 every four weeks. I cant increase my hours at work. I have 4 different small jobs which can't increase.

Since may 2007.

We have just recieved a letter to say that unless i can increase my hours at work we will lose our wftc. With only a few months left is it reasonable to ask for our iva to finish now.

ok thanks was just wondering. we have always paid over whatever they ask for but she said this the other day and i just thought i would ask.

my ip said oh it looks like someone hasnt printed the proposal properly and you dont have one.

What would happen if in my proposal there is nothing stated about windfall payments.

can i ask why you wouldnt want your daughter to know what is going on?
i hope i am not being rude just curious.

with mine the payment is written into my expenditure so it doesnt have to come out of my pocket as such.

i have to say we are with think banking and it really helps me plan my bills as the salary account makes sure i have all my direct debits money put away. but the payment is quite high but its worth it for us.

Hi scrubage,
if you need anything for the baby give me a shout. i have loads of stuff if you want it.

We had a baby in our 2nd year of iva and it has been fine. We just had to reassess our income and expenditure to reflect the loss of wages and the benefits but we even had a 40 amount written in for nappies and milk.

no never they just fob me off with excuses so i now just ask the questions on here. I am due for a review at the moment but the only contact we have had is a text that was sent to my partners phone.