Thank you both very much, i just have a tendencey to go into panic stations at the drop of a hat! It's great when people are there to give advice online.

Thanks

Colin

Thanks for the quick reply - i do have receipts for the majority of the repairs but as i am new to this financial situation, is the insolvency solicitor who handle my IVA 'friend or foe'?, as the first year review went fine no overtime or windfall whatsoever so i haven't had any real dealings with m...

I'm just coming to my second year in an IVA and my yearly review is due. I've earned overtime over the last year and those funds have been spent over the last yearon various bills (car repair,household etc.) In my IVA contract there is no mention whatsoever about overtime being something i have to p...