Hi Melanie, the company I am using is Tenon.

I had a lenghty proposal document which had all the court details and lenghty detailed expenditures

They cheques, to my knowegde have not been cashed.

Reading through my local papers, it appears that bankrupcy must be on the increase, todays paper where I am has two full pages of individuals going bankrupt, and companies in Liquidation, do the forum members feel that we are yet to see the worse? Personally I want to pay back some of the money I bo...

I thank you for advice, I have tried the CO OP but they would not give me their basic cash account, they said I needed to write to their head office for reasons behind why.

Will try the other one mentioned

Thank you

Hi, First post on here, but here goes I have ran up debt of around 60k through various reasons, Divorce, redundancy, failed business etc and have applied for an IVA. The IVA company ( they are on IVA.COM) wanted three post dated cheques to place before my creditors as my regular monthly payments, th...